can insurance do this????

D

dc2kid

New member
So my car got rear ended 3 months ago and it was parked beside the curb so the driver side wheel ended up hitting the curb and something broke resulting in the wheel to fall out. The person that estimates came and said it's it's write off and they towed the car. 3 months pass and now they say there gonna bring back the car and they're not responsible for the damage in the front because the car was already accidented at the same place and the metal was probably weak and that's why it broke so easily. The car is worth 8500 and they only want to pay me 2000 for it. The car is a vja and I did all the inspections at the CAA so I could even plate it 5 months ago. The person in charge of my claim says a lot could have happened in 5 months lol.... they want pictures and matenence bills which I don't have. it's been going on for 3 months and I don't know what to say any more.. any advice would be help full cause now they towed the car to my house because apparently they can't keep paying for storage.
 
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dc2kid said:
So my car got rear ended 3 months ago and it was parked beside the curb so the driver side wheel ended up hitting the curb and some thing broke resulting in the wheel falliing out. The estimator came a said it's it's write off and they took the car 3 month after they say there gonna bring back the car and say there not responsible for the damage in the front because the car was already accidented at the same place and the metal was probably weak and that's why it broke so easily. The car is worth 8500 and they only want to pay me 2000 for it. The car is a vja and I did all the inspections at the caa so I could even plate it 5 months ago. The person in charge of my claim says a lot could have happened in 5 months lol.... they want pictures and I matinence bills which I don't have anything I can do it been to in on for 3 months and I dont know what to say any more.. any advice would b help full cause now they towed the car to my house because apparently they can't keep paying for storage.
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fixed:

Donc, ma voiture a l'arrière s'est terminée il ya 3 mois et il a été stationné à côté du trottoir si la roue du côté du conducteur a fini par frapper le trottoir et quelque chose a cassé entraînant la roue falliing out. L'estimateur est venu un dit que c'est ça radier et ils ont pris le car 3 mois après ils disent qu'il va ramener la voiture et il prononce pas responsable des dommages à l'avant parce que la voiture a déjà été accidentée, au même endroit et le métal était probablement faible et c'est pourquoi il a cassé si facilement. La voiture vaut 8500 et ils veulent seulement me payer 2000 il. La voiture est un VJA et j'ai fait toutes les inspections à la CAA afin que je puisse ya même plaque, il 5 mois. La personne en charge de ma demande en dit beaucoup aurait pu arriver en 5 mois lol .... ils veulent photos et je les factures de matinence que je n'ai pas tout ce que je peux le faire à l'été pendant 3 mois et je ne sais pas quoi dire de plus .. Tout conseil serait b aider pleinement la cause maintenant ils remorqué la voiture de ma maison parce que apparemment ils ne peuvent pas continuer à payer pour le stockage.
 
What do you expect?
They are right anything could happen in 3 months even in one day...
And how do you know you car is worth 8.5k?
Ohhh and what is your car btw?
I think it's your fault... You waited to long buddy and don't expect getting your 8.5k
 
dejardins is saying according to they're " investigator" after 3 months of calling and asking them whats going on any updates finally made the decision that metal on the control arm was weak since the car was previously hit around the same area couple years back. the car was from ontario and to be plated in quebec i was forced to do both a visual and mechanical inspection by the saaq and the car passed back in september.
 
If the car is worth what you say it is, cut your losses and take whatever money they give and keep the car, part it out, and move on. Time = money, get your car back and whatever they give you.
 
Enzo731 said:
If the car is worth what you say it is, cut your losses and take whatever money they give and keep the car, part it out, and move on. Time = money, get your car back and whatever they give you.
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if insurance pay for a vga car=you don't keep the car...just sayin
 
^^you can buy it back from the insurance for not much.

So what's the damages really? front wheel and suspension that's it?
 
Insurance tried to write off my `98 Sidekick last fall because of a battery theft/damaged soft-top. This is my truck:

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I told them to fix it or they'd lose all my business, four cars (at the time, I just sold one) and home insurance.

They had it fixed. Damage was 1700$ including a new top.

You should fight for it but from experience (my mom) Desjardins isn't an insurance company, it's a fraud company as they'll always try and rip you off as much as possible. They screwed my mom out of two claims before I convinced her to change insurance.

The best was when her house got robbed, thieves broke down the front door, door was okay but the frame was wood (a nono for an entrance, make sure it's metal) so after she made a claim for the stuff that was stolen she also made a claim for the door, they refused to replace it, wanted to REPAIR a wooden doorframe with glue.

That'll hold...
 
You have the right to contest and ask for another estimator...
I dont understand why people still do business with Desjardins. They are crooks. Expensive. Asses when you make a claim. They will do anything to not pay you.
 
split said:
You have the right to contest and ask for another estimator...
I dont understand why people still do business with Desjardins. They are crooks. Expensive. Asses when you make a claim. They will do anything to not pay you.
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Chaque compagnie d'assurance va avoir ses détracteurs, et surtout, chaque compagnie revient au même.
S'ils peuvent trouver une facon de pas payer, ils vont en profiter.

J'aimerais quand même ajouter que je suis assuré avec eux depuis 7 ans. J'ai même magasiné avec un courtier pis c'est encore la que j'ai eu le meilleur prix. J'ai eu 2 réclamations cette année (non responsable), pour un total de 5000$, ils ont jamais branlé dans le manche, service super rapide et professionnel.
 
pis tous les problèmes que vous parlez, j'ai les même avec ssqauto.

les compagnies d'assurance sont toutes pareilles, veulent faire le maximum de cash en payant le moins possible. Sa dépend aussi de comment tu présentes tes choses, de la façon que tu parles et si tu connais ton affaire ou pas.
 
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