Price is irrelevant. I am sure is a very small portion of the big picture.
Three examples : 40 years old, no claims, no demerit points :
2022 value new of 219k + tx = 1670$ / year tx. incl . ( based on 10 000 km / year ).
2018 value new of 187k + tx = 1450$ / year tx. incl ( based on less than...